Tapping, not Typing: Your Guide to NFC and Why It Rocks Your Payments World
Remember clunky wallets bulging with cards? Thanks to near-field communication (NFC), those days are fading faster than an ice cream cone dropped on a hot summer day. But what exactly is NFC, and why should you care? Buckle up because we’re about to make this tech talk as smooth as a freshly paved sidewalk.

Tapping, not Typing Your Guide to NFC and Why It Rocks Your Payments World
Imagine two devices whispering secrets over a super short distance (like, your phone giving a high five to a payment terminal). That’s NFC in a nutshell. It uses radio waves to share tiny bits of information like, “Hey, I’m Sarah, and I have enough bananas in my virtual wallet to buy this smoothie!” No need for messy cables or Bluetooth pairing. Just a quick tap, and boom, payment is done.
But where did this magic come from? NFC’s roots go back to the early 2000s, a time when flip phones were cool and dial-up internet sounded futuristic. Fast forward to today, and NFC is everywhere: contactless payments, boarding passes, smart locks, even sharing Wi-Fi with your neighbor’s goldfish (okay, maybe not that yet).
Now, let’s settle the big debate: is NFC more secure than the old chip-and-pin or swipey-swipey methods? Absolutely! Here’s why:
- It’s like Fort Knox on your wrist: Unlike a magnetic stripe, NFC data is encrypted, making it super hard for eavesdroppers to snatch.
- Think of it as a handshake, not a one-way street: Your device and the payment terminal both verify each other before any info is exchanged. No shady characters allowed!
- Lost your card? No worries: Most NFC payments require your phone’s PIN or fingerprint, adding an extra layer of security.

Visual diagram of how do NFC work.
Who’s rocking the NFC party in the wearable world?
Here are the top 5 wearables with built-in NFC goodness:
Apple Watch Series 8 – Seamlessly pay with Apple Pay, unlock smart doors, and share Wi-Fi with a flick of your wrist.
Samsung Galaxy Watch 5 Pro – Google Pay, transit ticketing, and even unlocking Samsung smart appliances – this watch is a payment and convenience powerhouse.
Garmin Venu 2 Plus – Contactless payments, downloading music, and accessing Garmin Pay store – it’s all about convenience while keeping you fit.
Fitbit Sense 2 – Google Pay, Fitbit Pay, and access to various third-party apps make this a budget-friendly NFC champion.
Amazfit Bip 3 Pro – Affordable NFC payments, long battery life, and health tracking make this a well-rounded option for beginners.
But wait, there’s more! If you’re rocking a smartphone, chances are it already has NFC built-in.
Here are the top 10 phones for 2024 with NFC superpowers:
iPhone 14 Pro Max – Apple Pay, Siri shortcuts, and seamless integration with the Apple ecosystem.
Samsung Galaxy S23 Ultra – Google Pay, Bixby voice assistant, and a powerful camera package.
Google Pixel 7 Pro – Google Pay, stunning photography, and clean software experience.
OnePlus 11 Pro – Fast charging, smooth performance, and OxygenOS software that’s a joy to use.
Xiaomi 13 Pro – Powerful cameras, long battery life, and competitive pricing.
ASUS ROG Phone 6 – A gamer’s dream with top-notch specs and customisable controls.
Vivo X80 Pro – Powerful processor, gorgeous display, and unique camera features.
OPPO Find X5 Pro – Flagship performance, innovative charging technology, and a sleek design.
Motorola Edge 30 Ultra – Affordable flagship experience with a focus on multimedia.
Nokia X30 5G – Sustainable design, long battery life, and pure Android experience.
So, ditch the bulky wallets and embrace the tap-and-go magic of NFC. It’s secure and convenient and even makes buying that smoothie feel a little bit futuristic. Now go forth and tap your way to payment freedom!
Remember, this is just a starting point. Do your research to find the best wearables and phones with NFC that fit your needs and budget. Happy tapping!
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Content Created on 13/2/2023 by
John Pititto
Managing Director
The Original PC Doctor